How to Organize and Manage Classroom Learning Centers

Classroom Learning centers are a great way for students to work together to accomplish a given task. They provide the opportunity for children to practice hands-on skills with or with out social interaction depending upon the teachers task. Here you will learn tips on how to organize and store center content, along with a few suggestions on how to manage classroom centers. Organize and Store Contents Every teacher knows that an organized classroom is a happy classroom. To ensure your learning centers are neat and tidy, and ready for the next student, it is essential to keep learning center contents organized. Here are a variety of ways to organize and store classroom centers for easy access. Place task in small plastic bins and label with the word and picture.Place task in gallon size Ziploc bags, label and place in, or clip to, an accompanying file folder.A great way to keep your Ziploc bag sturdy is to place a piece of cardboard (cut the front off of a cereal box) and place it in the bag. Then on the blank side of the cardboard print the topic of the learning center and the directions. Laminate for easy reuse.Place little components of the learning center into small size Ziploc baggies and label.Place center task in shoe box labeled with the number that corresponds to the Common Core Standard.Take a coffee container and place task inside the container. On the outside label with words and picture.Place center contents in a manilla file folder and have instructions on front. Laminate if needed.Place contents in color coordinated baskets. Reading centers are in pink baskets, math centers are in blue, etc.Buy a colored drawer organizing rolling cart and place center task i nside.Create a bulletin board, adhere library pockets to the board and place the learning center task inside. Post directions on the bulletin board. Lakeshore Learning has storage bins in a variety of sizes and colors that are great for learning centers. Manage Learning Centers Learning centers can be a lot of fun but they also can get quiet chaotic. Here are a few suggestions on how to set up and manage them. First, you must plan the structure of the learning center, are students going to work alone or with a partner? Each learning center can be unique, so if you choose to give students the option to work alone or with a partner for the math center, you do not have to give them an option for the reading center.Next, you must prepare the contents of each learning center. Choose the way you plan on storing and keeping the center organized from the list above.Set up the classroom so that children are visible at all centers. Make sure you create centers around the perimeter of the classroom so children wont bump into one another or get distracted.Place centers that are alike near each other, and make sure if the center is going to use materials that are messy, that is it placed on a hard surface, not a carpet.Introduce how each center works, and model how they must complete each task.Discuss, and model the behavior that is expected of students at each center and hold students responsible for their actions.Use a bell, timer, or hand gesture when it is time to switching centers. Here are more ideas on how to prepare, set up and present learning centers.

Concentration Camps During The Holocaust - 1675 Words

Imagine being pried away from your family. Not only that, but being left at the concentration camps, knowing that you are about to face the dreaded word â€Å"death†. Concentration camps broke people’s hearts and changed them forever. They had to encounter many terrifying and petrifying medical experiments. Alongside that, the so called â€Å"concentration camps† were basically almost becoming, or were, actual death camps. The things that they had to endure were heartbreaking and agonizing. They were starved from the moment that they got there until the end. If they were lucky, their concentration camp would’ve been liberated by the Allies. Most were not so lucky. During the Holocaust, many different concentration camps were built that were to change the lives of people forever. The Nazis always kept expanding and enhancing their concentration camps, resulting in the many camps that live in peoples’ memories today. One of the very first concentratio n camps that many were sent to was Dachau. Dachau opened in 1933 just after Hitler took power in Germany. Dachau, at first, only â€Å"housed† political prisoners, but as time progressed, it became a camp that is filled with political prisoners, Jews, and Gypsies. The Nazis tried in any way to send as many people to the concentration camps as they could. After the â€Å"Night of the Broken Glass†, in which many Jewish homes, schools, and businesses were vandalized, over 30,000 Jews were sent to Dachau. Dachau became really overcrowded and manyShow MoreRelatedThe Concentration Camps During The Holocaust1516 Words   |  7 PagesEleven million people died during the Holocaust of these eleven million people 2.4 million died from medical experiments conducted by German forces. These experiments were conducted mainly for three reasons. The first of which was to help the Germans gain knowledge that would help them better understand things that would have been viewed as thre ats or weaknesses to their military (Holocaust Museum). For example the Germans knew little of hypothermia and the weather located on the eastern front,Read MoreThe Concentration Camps During The Holocaust1508 Words   |  7 PagesThe concept of conducting camps used to incarcerate, degrade and essentially murder millions of innocent people who were deemed ‘unsuitable’ would be barbaric, nonsensical and deranged to nearly any person. But what was truly intriguing was the fact that these camps were at a point in time supported and encouraged by many. The formation of these camps known as â€Å"Concentration Camps† were notorious for being one of the most unnerving events in not only WWII, but even world history. The treatment thatRead MoreConditions of the Concentration Camps During the Holocaust Essay1077 Words   |  5 Pagesand forcing them into concentration camps all across Europe, Hitler and his Nazi advocates began one of the most destructive and horrify ing genocides in history, known today as the Holocaust. Only after being introduced to the conditions of these concentration camps, the hatred and abuse put towards the Jewish, and the gruesome lifestyle they were trapped into living can one understand why the Holocaust affected so many as it did. What exactly were the conditions of these camps, and how did a few luckyRead MoreThe Holocaust .The Holocaust Was The Murder Of About Six873 Words   |  4 PagesThe Holocaust The Holocaust was the murder of about six million Jews (Meltzer 2) by Adolf Hitler and the Nazis (â€Å"Anti-Semitism† par. 21) that happened in the years of 1933 (â€Å"Introduction To The Holocaust† par. 1) to 1945 (â€Å"Introduction To The Holocaust† par. 12). It took place primarily in Germany, within concentration camps, ghettos, and death camps (â€Å"Introduction To The Holocaust† par. 1) run by Hitler and the Nazis made to persecute the Jews. The Holocaust was the persecution of 6Read MoreThe Role that Other Lesser-known Concentration Camps Play in the Holocaust1377 Words   |  6 PagesWorld War II continued on to in the spring of 1945, the prisoners in the Buchenwald concentration camp in Germany were worn down, starved of food, and weary. See, not many people know about the other concentration camps that took place during the Holocaust. Though Auschwitz and Dachau are the most commonly known concentration camps, the lesser-known concent ration camps also played an important role in the Holocaust - such as holding prisoners of war due to their strategic geographic positions. Hitler’sRead MoreEssay on The Pain and Horros of The Concentration Camps1456 Words   |  6 Pageswant the concentration camps to become old age prisoners homes, but instruments of terror- Adolf Hitler. From getting to the concentration camps, life in the camp, and to the death process the prisoners of the concentration camps suffered not only physical excruciating pain and horror, but also mental traumatic experiences. The pain and horror of the concentration camps would never go away from the prisoners mind; it was always there as a haunting memory of evil cruelty. Concentration camps displayedRead MoreLife Is Beautiful Essay713 Words   |  3 PagesIn the movie Life Is Beautiful, a Jewish man and his family are put into a concentration camp during the Holocaust. The movie gives an inside look at the horrors the Jews were faced with during the Holocaust. Life Is Beautiful should be incorporated into a unit on the Holocaust in schools because it shows everything the Jews were faced with, it handles expressing the horrors of the Holocaust without being too graphic, and it would help students get a more personal feeling of what happened toRead MoreRoberto Benigni’s Life is Beautiful Essay712 Words   |  3 PagesBeautiful In the movie Life Is Beautiful, a Jewish man and his family are put into a concentration camp during the Holocaust. The movie gives an inside look at the horrors the Jews were faced with during the Holocaust. ?Life Is Beautiful? should be incorporated into a unit on the Holocaust in schools because it shows everything the Jews were faced with, it handles expressing the horrors of the Holocaust without being too graphic, and it would help students get a more personal feeling of whatRead MoreWhat Was It Like To Live In The Time During The Holocaust?1247 Words   |  5 Pageslike to live in the time during the holocaust? What made the holocaust so revolutionary? Nazi leader, Adolf Hitler had a masterplan to eliminate the jews in Germany, the Nazis became powerful in a way that they saw the Jews as inferior. Through 1933 till 1945, roughly more than 11 million people were murdered. During the holocaust 1/3 of all Jewish people alive were persecuted. They created transit, concentration camps to monitor the Jews during the war. The concentration camps took away the rights ofRead MoreThe Holocaust : The Nazi Attempt774 Words   |  4 PagesFebruary 2017 The Holocaust The Holocaust was the Nazi attempt to wipe out the Jewish race (Rossel 12). The Holocaust took place from 1933 to 1945 (Rossel 12). The Holocaust took place in Europe, mainly Germany (â€Å"Introduction† par 3). Mainly Jewish and Nazi people were involved in the Holocaust, as well as some Gypsies (â€Å"Introduction† par 2, 3). The Holocaust was the persecution of 6 million Jews and millions of others forced to live in ghettos, deported to camps, and systematically annihilated

Construction Of Project Finance Transaction - 3475 Words

Introduction This practice note sets out a number of fundamental legal and business considerations and issues to address in the context of a project finance transaction. Project Finance Generally Industrial projects, such as power plants, toll roads, ports and oil and gas pipelines, are all typically financed through a complex legal, financial and regulatory structure involving multiple project parties, sophisticated documentation and extensive negotiation. Project finance transactions are typically either (i) limited recourse, where lenders do not assume the entire financial risk of the project and instead rely on mechanisms such as completion guarantees or parent guarantees, or (ii) non-recourse, where the revenues generated from the project and the project’s assets repay the indebtedness owed to the lenders. In addition to providing funds to complete new projects, the scope of project finance also allows project companies to expand existing projects or refinance existing indebtedness on existing projects at more favorable terms. Nature of the Transaction One of the key issues to address at the outset of a project finance transaction is a determination as to whether the project is within a regulated industry. If it is, the project sponsor will need to engage specialized regulatory counsel to address issues related to obtaining permits, managing industry-specific risk and other particular requirements and conditions precedent that will lead to deal completion. If theShow MoreRelatedProject Finance : Project Management College Uk Essay1324 Words   |  6 PagesNAME: OMATSONE ONETORITSEBAWO LOUIS QUESTION: REPORT ON PROJECT FINANCE MODULE 12 TOPIC: THE PROJECTS APPROACH STUDENT ID: PMC 26995-NG-UK PROJECT MANAGEMENT COLLEGE UK TABLE OF CONTENT 1. INTRODUCTION OF PROJECT FINANCE†¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦3 2. FEATURES OF PROJECT FINANCE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..3 3. FINANCING STRUCTURE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..5 4. METHOD OF FINANCING A PROJECT†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦6 5. CONCLUSION†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦7 6. REFERENCES†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦8Read MoreThe Ias 11 A Construction Contract Is A Legal Binding Agreement Between Two Parties1343 Words   |  6 PagesUnder the IAS 11 a construction contract is a legal binding agreement between two parties on the details and the cost of the construction project. The two types of clients that use construction contracts includes the residential and commercial clients, each client has different requirements that determines the structure of the contract. Also under the IAS 17 a lease is a contract by which one party portray the property, services, to another for a specified time with this they will have in returnRead MoreBuilding Infrastructure Projects Like Highways, Eurotunnel, Metro Systems, Infrastructure, Public And Private Venture Capital Needs985 Word s   |  4 Pagesis ‘project finance’? The term features prominently in the press, more specifically with respect to infrastructure, public and private venture capital needs. The press often refers to huge projects, such as building infrastructure projects like highways, Eurotunnel, metro systems, or air- ports. It is a technique that has been used to raise huge amounts of cap- ital and promises to continue to do so, in both developed and developing countries, for the foreseeable future. While project finance bearsRead MoreBuilding Finance And Operate For Procuring A Major Public Sector Project907 Words   |  4 PagesThe basis of Design Build Finance and Operate for procuring a major public sector project For the past twenty years, as stated by Gil (2013) , the new way by which the rapid demand of the public in terms of social vertical and horizontal infrastructures are manage is generally referred to as the Public Private Partnership (PPP). As also mentioned by HM Treasury (2008), all services under the public which are to be executed by means of the Public Private Partner system are of the guarantee to beRead MoreProposed Clean Development Mechanism ( Cdm )934 Words   |  4 Pagespublic, we can ask ourselves about what happened to the project Timarpur Waste Management Company. The Luxembourg government funded this project through its participation in the Asia Pacific Carbon Fund (APCF), up to $ 15 million, managed by the Asian Development Bank (ADB) (UNEP, 2009) . According to the United Nations Framework Convention on Climate Change (UNFCCC), the project should begin issuing credits since April 2009, while the construction of the plant waste in Delhi, India is expected to close Read MoreBlockchain Essay1420 Words   |  6 Pagescompanies such as QIWI, BN Bank, Khanty-Mansiysk Otkritie Bank, Tinkoff Bank, MDM Bank, and professional service firm like Accenture. These banks are expecting to make transactions safer and faster by utilizing blockchain technology. RUSSIA’S GREEN FINANCE In general, green finance is a phenomenon that guiding the world of finance to promote business with sustainable development goals and environmentally friendly behaviors. Opportunities for potential green investments in Russia fall into four categories:Read MoreProject Finance1543 Words   |  7 Pages1. How should PDVSA finance the development of the Orinoco Basin? Can you define project finance? Is Petrozuata a project? What are the costs and benefits of using project finance instead of the traditional (debt) finance – as Mr. Bustillos said, PDVSA could have finance the debt internally (p.7 of the case)? Project finance is a kind of Financing that has a priority does not depend on the creditworthiness of the sponsors proposing the business idea to launch the project. Approval does not evenRead MoreProject Financing : A Project1637 Words   |  7 PagesProject financing will be beneficial to an enterprise who wish to fulfil a project when the project is of a very desirable nature that purchasers will be inclined to enter into long term purchase contracts, and these such contracts would have guarantees that banks will be willing to advance funds to complete the project on the foundation of the contracts. It can be very useful to lenders as it decreases the risk of failure as well as the price of resolving financial distress. The model candidatesRead MoreThe Agency Risk Management (Arm) Division Is Helping The1247 Words   |  5 PagesDepartment is the construction of roads and bridges for safety traffic. Sometimes, it will need to acquire right-of-way involving adjacent parcels to develop projects. These acquisitions create a risk context that would affect other aspects of the project such as scope, budget, schedule, and quality. In addition, an early impact to the schedule would affect the stakeholders and the team involved in the project development. Identification of the Risks The Department is planning the construction of a diamondRead MoreAllocating Financial Risk1196 Words   |  5 PagesPulkovo’s development needs and improve its reputation, but also faced budget pressures and turned to the PPP model as a way to finance the development without public money and transfer risks (in particular construction and operating) to the private sector. With support from the World Bank, they created a tender with the following features: †¢ Citibank as transaction advisor †¢ Conducted under St Petersburg PPP law †¢ 30-year lifespan and Euro 1.2 billion total investment. Financing of Euro 700

Boosting Agricultural Production in Nigeria free essay sample

The procurement and distribution of fertilizer have been the focal point in the Agricultural development. The Federal Government should reiterate its determination to ensure that farmers receive adequate supply of all categories of fertilizer at a subsidised rate. The Federal Ministry of Agriculture has to map out a workable strategy to ensure that genuine farmers have access to fertilizer at subsidised rate and to eliminate the nuisance of middlemen who stand between the farmers and the commodities. 2. Provision of Quality Certified Seeds for Farmers: There is a need for Government to establish a Seed Firm to ensure that farmers were provided seeds that meets international standard for satisfaction of its customers at affordable rate to enable farmers have reasonable return on their investment. By doing so these will help in boosting Agricultural productivity and generate employments in the country. Presently the country requires about 600,000 metric tons of certified Seeds annually which is a great challenge to Agricultural Institutions in the country. 3. Inadequate Funding: Lack of funding has become one of the major impediments of Agricultural productivity in the country. The Nigerian government is not doing enough to address problem of local farmers. It should have provided credit facilities with lower interest rate to farmers through rural cooperative societies (community banks), to ensure that they are not forced to sell their grains cheaply to merchants to raise immediate cash. Recently the Federal government granted a loan to small-scale and large scale farmers amounting to N200 Billion in order to boost agricultural productivity in the Country. This is a good development toward achieving Food sufficiency in the nation. 4. Getting Young People to Engage in Agriculture: It has been observed that young people do not want to go and farm like some of our parents and grand parents did with hoe all day long under hot sun. They need strong incentives to come into Agriculture and not to do things the old way. Therefore, young scientists, technologists and other professionals have to be involved in Agricultural production, processing and marketing and as well as be involved in scientific inventions that would ensure massive production, preservation and storage which would translate into profitability. 5. Low Level of Technology: Agriculture is no longer limited to the old tradition; it is very broad and encompasses commerce, business, biotechnology, etc. There is a need for the people to explore and have high-tech engineering in agriculture. The Nation needs technology to boost its food production and embark on supplying modern mechanized equipment such as tractors, mill etc which local farmers can not afford as well as and training them in the new farming technology. Improved agricultural technology can be achieved by effective linkages and collective planning and execution of Research programmes by Research Institutions and Universities. . Storage and Processing: The Federal Government should provide storage facilities for the farmers to eliminate wastages and losses. The farmers should be able to preserve perishable crops to enhance their earning thus availing the agro-allied industries steady supply of raw materials. By provisions of storage facilities and establishment of agro-allied small scale, medium scale industries would scale up other economic activities to make the nation self-sufficient in food production. 7. Marketing/Pricing Access to urban markets is key to increasing incomes for rural farmers. Some aspects are crucial such as physical infrastructure, including road networks and affordable transport. Poor physical infrastructure can have far-reaching consequences on producer’s price, as poor road network usually entail exorbitant transport cost. Traders often take advantage of this crucial factor to exploit the farmers. In areas where the production volumes are small and scattered between small farms, the local traders operating on a small scale are often the only link to the markets. In a nutshell, lack of storage and processing facilities as well as high transportation cost increase the weakness of these trade networks. Prospects : 1. Food Security: Agricultural production is central to the overall well-being of the population thereby guaranteeing sustainable food security. The Federal Government approved immediate release of N80 billion from Natural Resources Development Fund for the importation of 500,000 metric tons of rice which would be sold to the people at subsidized rates. It also approved the immediate release of 11,000 metric tons of grains from its strategic reserves in order to restrain the increasing prices of food in the country. The Government should dedicate a fund toward development of agriculture and production of food. It should also put in place measures aimed at ensuring the sustenance and enforcement of policies and regulations aimed at stimulating domestic production of food and food products. The Federal Government should change its policies on Land Act and provide land to private investors for commercial farming. The Government should adopt the strategy of Public Private Partnership which will engender the sustainability and professionalism in food production in the country. For example two states (Cross River and Taraba) in Nigeria went into partnership with an indigenous company, Notore Chemical Industry, by signing Memorandum of Understanding for establishment of Rice Mill (cultivation and Milling) in their states. This will impact positively on the people of the area by providing food, jobs and wealth. 2. Reduce reliance on oil: Nigerians should go back and till the land with the mission of re-enacting the glorious era of 1970s when the nation’s economic mainstay was cash crops. During pre and post-independence Nigeria, before crude oil became the country’s major foreign exchange earner in the mid-70s, the agricultural sector performed satisfactorily on all parameters. Since the advent of oil, the development and harnessing of the economic potential of all exportable agricultural commodities has begun to wane. There is a need for Nigeria to brace up in order to maintain her position as the second highest producer of Arabic Gum, coming after Sudan. The country should embark on massive cultivation of the land to grow grains especially rice, corn and wheat. . Earning Foreign Exchange: Nigeria produces a wide range of agricultural commodities, which could serve as raw materials for industrial production in Europe, Asia and Latin America. Top on the list of such agricultural commodities are Cocoa, Cotton, Soya beans, Cassava, Maize, Gum Arabic, Ginger, Sorghum and Sesame Seeds. With the Nigerian Government current efforts at increasing output in the agricu ltural sector, more volumes of agricultural produce will be available for external trade which would earn the country foreign exchange. For example, Cocoa is the second major non-oil foreign exchange earner in Nigeria. It is produced in 16 states in the country, with an annual production of 400,000 metric tons, 98% of this is exported. Annually export revenue from the sale of cocoa amount to USS136. 7 Million. 3. Diversify Economy The need to diversify the economy is long over due. Nigeria is no longer a major exporter of cocoa, palm oil, groundnuts and rubber, a development which is traceable to compendium of factors such as over-reliance on oil revenue. Oil account for 95% of Nigeria export while agricultural products such as rubber and cocoa, accounts roughly for 60% of the remainder. With the present slum in oil price, the global meltdown and the lingering Niger Delta crises, there is a need for the government to cooperate with the banks to play a crucial role in diversification drive. This is to make difference by intervening in agriculture and setting up schemes to encourage our economic diversification efforts, not only by taking the deposit and trade but to partner with their customers to impact positively on their lives.